About Us

Do what is best for policyholders, agents and associates.


Motorists is a mutual company – we are owned by our policyholders. This means that Motorists is focused on business practices that are best for the needs of our policyholders and for the independent agents who sell our insurance, not on the uncertainties of Wall Street. Our approach to doing what’s best for agents and policyholders, in addition to our associates, means that your insurance coverage is provided by people who are focused on providing protection when you need it most.

These traditional Main Street values are just as important today as they were in 1928. That’s why we're proud to be a mutual insurance company.

Financial Stability

Motorists combines the benefits of a national company with those of a community-based business through working with independent agents supported by a regional office location.

The companies of Motorists Insurance Group are built on a simple philosophy of delivering unparalleled service to agents and policyholders. This dedication to service is matched only by our commitment to being a financially sound enterprise that will be there for policyholders when they need us the most.

See for yourself by downloading our 2018 annual report.



Since 1928, Motorists has been helping its policyholders plan for the future.

As our name implies, Motorists was born in the golden age of the American automobile. Carl Crispin, of Columbus, Ohio, saw the need for an automobile insurance company that could provide prompt, fair claims service at a low premium. He discussed this plan with Ohio Governor Vic Donahey, who was intrigued by its potential and suggested further discussions. Together, Donahey and Crispin, along with four other businessmen, founded the company with an initial investment of just $15,000 and a philosophy of putting our policyholders first, which remains the foundation of the company to this day. Vic Donahey served as the first company president.

It's this simple philosophy that has grown Motorists Insurance Group into the company it is today: A strong, super-regional company that has national reach through its affiliations with other organizations in Motorists Insurance Group.


Independent agents maximize your choices.

Why Choose an Independent Agent?

Motorists partners exclusively with local, independent agents in your community. Independent insurance agents have the freedom to choose the right provider and coverage to fit your needs. This means they will always consider the full range of options available to you as a policyholder.

Other benefits offered through independent agents are:

  • Competitive rates
  • Complete coverage to protect the things you love most
  • One-on-one guidance to help you navigate the complicated world of insurance
  • The opportunity to work with active members of your community
  • A relationship that's more than business so you know they're doing what's right for you

Motorists Insurance Group is represented by more than 14,000 independent agents who live and work in local communities throughout a 24-state area.


Motorists is committed to our policyholders and agents. That's why we're so proud of the recognition we regularly receive as a leader in the industry.

Rated A- (Excellent) by A.M. Best