Payment Options
Pan-American Life Insurance Company ("PALIC") has completed the acquisition and merger of Encova Life Insurance Company ("Encova Life"). For more information, visit the Pan-American Life website at palig.com. Read the news release.
Encova makes it easy to pay your premium by offering several convenient options – from immediate, one-time credit card payments to our EFT solutions from a checking or savings account.
Life insurance policyholders, please have your policy number ready. Note that all payments made after 2 p.m. ET will be processed the following business day.
We accept Visa, MasterCard and Discover credit cards. Please note that Discover will not be accepted starting in 2024.
One-Time Payment
One-time payments for life insurance policies can be made with a credit card, debit card or checking account.
AutoPay
Pay By Phone
Use our automated system anytime to make a payment over the phone using your credit card, debit card or checking account.
855-815-0631Pay By Mail
Mail your payment to the following address. Make checks payable to Encova Life Insurance Company.
Encova Life
P.O. Box 182909
Columbus, Ohio 43218-2909