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September 2017

Spotting workers’ compensation fraud

Workers’ compensation fraud not only affects the insured’s rates, but can have a direct effect on workers. Higher rates can mean layoffs, cutbacks or a hiring freeze.

Help your clients spot workers’ compensation fraud by knowing these key indicators:

  • A disgruntled employee that might be forced to retire, or facing a layoff.
  • The complaining employee who doesn't think things are going their way.
  • Receiving notification of injury after a person has been laid off or has been terminated.
  • Injuries that are reported the day before or day after a holiday or vacation.
  • Injuries that are reported on Mondays.
  • Temporary employees whose work is coming to an end (i.e., seasonal employee).
  • Injured employee is a new hire. 

Want to learn more about how to spot workers’ compensation fraud? We can do an educational session for your agency. Talk to your district sales manager to learn more.