The Loop Header
May 2021


Encova is focused on partnering with your agency to meet your commercial lines needs. We bring the expertise and professionalism of our team of underwriters and agency managers to your doorstep, as well as the power of Encova Edge, our agent portal. Encova Edge is designed to meet your small business straight-through-processing needs.

Below are classes of business that we had success writing in 2020. Contact your agency manager or underwriter to discuss your next new business opportunity.

Middle market successes

Class of business Premium Class of business Premium
Flatwork concrete $126,047 Auto parts store $26,750
Carwash $19,525 Boat dealer $42,525
Carpet and upholstery cleaning $20,775 Carpentry $102,640
Restaurant $37,075 Electrician $59,430
Implement dealer $231,000 Floor covering store $22,150
Food product manufaturing $79,500 Auto repair shop $25,000
Heavy truck repair $38,700 General contractor (commercial) $179,000
Funeral home $47,250 Glass glazier $60,800
Hardware store $32,375 Masonry $136,500
Motorcycle dealer $37,000 Lessor's risk (commercial) $107,000
Drywall contractor $45,750 Golf course $17,150
Refrigeration contractor $42,000 Roofing (commercial) $111,250
Screw manufacturing $42,000 Sheet metal $48,000
Tile/marble contractor $124,500 Water well drilling $11,000


Small business successes

Class of business Premium Class of business Premium
Hardware stores $4,500 Florists $9,000
Eating places $2,300 Gasoline service stations $6,500
Grocers stores $6,700 Offices - medical or professional $2,350